DO I QUALIFY?

10-4 Financing has relationships with over 15 different lenders across the country. This allows us to offer the best programs for each type of applicant

  • Great Programs for 1st Time Buyers and Owner Operators
  • Choose from any Dealership in the USA
  • No FICO or CDL experience minimums
  • Low Down payments for qualified truckers

WHAT IS A SOFT PULL?

Unlike most finance companies, we do not need to do a hard pull to view your credit. This allows us to pre-qualify your application without leaving a ding on your credit. We are able to give you a general idea of what type of truck you would qualify for and a fairly accurate range of what you will need for a down payment.


NEED HELP FINDING A TRUCK?

It’s in our best interest for you to finance a good semi, therefore we have people on our team whose main job is to work with our customers and help you find a great deal.  We’ve been doing this for over 7 years and helped finance thousands of trucks. We know a deal when we see it!


NON-STARTERS

-Past Due Child Support

-Currently in Bankruptcy

-Recent Auto or Truck Repossessions

If you have any of above things on your credit report, it will make it harder to get approved and will require a higher down payment.