Don’t see a truck you like? Our experienced equipment specialists can steer you away from overpriced trucks and dealers that have been known to sell lemons. It’s in our best interest to help you finance a good semi that will make you money.

We’ve been doing this for over 8 years and formed great relationships with hundreds of quality dealers across the US.

We know a deal when we see one!

Need a Truck? 10-4 Financing, LLC Can Help!

For years, our team has proudly found the best vehicles to give our clients the ability to purchase the right semi trucks for sale at advantageous rates. The 10-4 team works with commercial truck traders, partnering with several financing companies to help drivers at all stages in their career purchase a semi truck without the high cost or steep interest rates. From quality Volvo rigs to Freightliner trucks for sale, we’re here and ready to help you.

Purchasing a used semi truck can provide you with another reliable addition to your fleet, or it can help you get started in this exciting industry. No matter your needs, our commercial truck finance programs are diverse, effective, and available to benefit your unique situation.

Why Choose 10-4 Financing to Purchase Your Semi Truck?

There are thousands of semi trucks for sale at any moment across this country, making it difficult for many buyers to know where to start. Since 2011, 10-4 Financing, LLC has partnered with truck dealers we trust, and can help you to find the perfect rig at an ideal price.

Before calling us to learn more about our truck dealers, it can help to understand why you should sign on with the 10-4 process:

  • You can choose from any dealership in the US. Finding the right semi truck to purchase can be difficult, but our team is here to help with a vast national inventory.
  • Application-Only programs up to $150,000. If you wish to finance a semi truck under $150,000, then you can qualify to secure financing with a short turnaround time and convenient truck finance process. Fill out our online application form, and we’ll get back to you to discuss our terms and approve your loan.
  • We find the best value in the country. We work with hundreds of semi dealers to ensure you find the perfect truck at an ideal price.
  • Warranty financing is available. Qualifying trucks will come with comprehensive warranty protection. We can provide peace of mind at a price you’ll like.
  • Low down payments. While commercial truck leasing often requires drivers to put down a hefty amount, 10-4 Financing offers 10-percent down for qualified drivers to get started. We also offer zero dollars down for qualified owner-operators!

Trucks From the Best Makers

You may have a make and model of semi truck in mind to finance, or you may be looking for a certain amount of miles or price point. In any case, you’ll be happy to learn that 10-4 Financing works to provide the best brands available, from Freightliner® to Volvo.

Freightliner®

Based out of Portland, this semi dealer strives to provide performance and value, lowering your total cost of ownership. Freightliner Trucks are mostly utilized for heavy-duty applications, including Class 8 trucks. You can also find Class 5-7 trucks in our inventory. Many drivers enjoy the reliability offered by these used semis we have for sale.

Kenworth

Located in Kirkland, Washington, Kenworth began as a car and truck dealership in 1912. Since then, this semi dealer has grown to become a reliable leader in high-quality trucks. Many drivers seek out a Kenworth truck because of the maker’s renown and collection of awards. 10-4 Financing can serve as your Kenworth dealer, finding the right truck for the right price.

Mack

Now owned by Volvo AB, Mack Trucks consist of Class 7 and 8 vehicles for highway and construction use. Nearly everyone knows the power and dependability of these semi trucks for sale, and you may find an ideal fit for your needs. Call us today to begin your search, or check out our available trucks to get an idea of where to start.

Peterbilt

A popular make in the commercial trucking industry, Peterbilt trucks aim to set the standard for modern technology and safety. Their engineering team works to maximize performance and efficiency, creating a smarter vehicle that will perform reliably in all situations.

We are proud to provide a range of high-quality Peterbilts for sale, including highway vehicles, box trucks, and more. Contact us now to find the right vehicle to drive your career!

International

Navistar International has worked for years to become a trusted truck dealer throughout the industry, and their modern vehicles have helped to capture a loyal following. Ranging from Class 4 to 8, International trucks come in all sizes and styles to ensure drivers find a comfortable fit for the road. If you’re looking for International trucks for sale, then be sure to check out our inventory. Can’t find what you want? Contact 10-4 Financing, and our team will do our best to find the right vehicle.

Volvo

Volvo Trucks is a proud supplier of semi trucks, cranes, flatbed trucks, concrete trucks, and more. Many drivers have come to rely on this maker because their semi trucks are comfortable, simple to operate, and efficient on fuel. Whether you need to add a reliable vehicle to your fleet or start up your own operations, finding the right Volvo truck for sale can do much to build your business!

Rely on Our Proven Process

10-4 Financing has worked diligently to perfect our process, and we’re confident that you’ll be able to find an ideal outcome when financing your semi truck with us. The 10-4 Process is fast, simple, and effective. We find used trucks for sale and work with numerous finance companies to provide a comprehensive and flexible offer for drivers with all types of credit histories.

We can finance drivers with low credit, past discrepancies, and no CDL experience. If this is your first purchase, or you’re looking through semi trucks for sale to find an ideal addition, then be sure to give our four-step process a try!

Step 1 – You fill out the form or give us a call.

Once you have decided that 10-4 Financing is the right choice for financing your semi truck, you can either begin the process by applying online or by giving us a call at (833) 682-4552. This application allows us to do a soft credit pull, which provides a clear picture of your credit history without leaving a negative mark.

Step 2 – We will pre-qualify you and identify your truck.

Our semi truck finance pros will take all of your information and pre-qualify you with the most advantageous programs to match both your background and your future goals. If you have a specific truck in mind, then let our team know. We can also find your ideal truck, observing the price and condition in order to tailor an offer of terms.

Step 3 – We will issue you an approval and discuss terms.

Once we have found the perfect truck to match your spending abilities and vehicle requirements, you will be issued an approval for financing. This provides a clear idea of how much your semi truck will cost, both in terms of an expected down payment and long-term financing. If you have any questions, we’ll be happy to address them at this time!

Step 4 – You test drive the truck, sign the documents, and we disperse the funds.

10-4 Financing, LLC will work with you every step of the way to purchase your ideal semi truck for sale. After agreeing to our terms, you can schedule a time to test drive the truck and see how it fits. If everything is as you expected, then you can sign the documents provided, and we will provide the funding to complete the transaction.

We Can Finance All Credit Histories

Not only do we work with trusted truck dealers to provide the best vehicles, but we also partner with more than a dozen financial institutions to offer a variety of programs to match every credit background. We work with low credit scores, first-time buyers, and can deliver flexible terms for all types of trucks and trailers.

If you’ve had your eye on a Peterbilt 389, or want to invest in a Kenworth T660, 10-4 Financing is here and ready to help. Browse our inventory to find the right truck for your needs, or find a local truck dealership to get started.

We Finance More Than Trucks, Too!

Vocational vehicles, trailers, and heavy-duty trucks can be difficult to finance, but 10-4 Financing is here and ready to get started. Our team developed an ideal working relationship with dealers and equipment lots to provide a wide range of inventory at affordable prices. Need a dump trailer? Cargo van? Box truck? We can provide ideal commercial financing programs to ensure your fleet is properly prepared for the road.

Our Dealerships

We’ve worked with thousands of dealerships over the years, and have had the honor to establish a mutual relationship that helps to put more drivers behind the wheel of their own semi truck.

While we won’t list all 2,600+ dealerships, we will mention a few of our trusted partners. 10-4 Financing is happy to provide a full list of our associates to show you how versatile our semi truck financing can be. We’ll help find the right trucks for sale across the country at an ideal price.

If you are looking to purchase a semi truck for sale through a local dealership, be sure to contact us to see how we can assist!

Looking for a Trade-In? We Can Help?

If now is the time for you to trade in our old truck for a new semi, 10-4 Financing, LLC can provide the best results. Our team is happy to consider trade-ins for trucks that meet all of our terms. Your current truck will need to be in decent condition, free of rust, and meet all DOT requirements. We’re happy to work with vehicles and equipment of all types. Let us know what you have, and our team will be able to offer a fair trade-in value.

Contact Us To Get Started

Our semi truck financing company is here to provide ideal results for drivers of all types. We have the best dealers in the nation, and can help you find a commercial truck for sale anywhere across the United States. We’re confident that we’ll have the right make and model for you at an ideal price. If you’re ready to get started, be sure to contact us online or fill out the form above!